McKinney, Texas
Cost of living, housing, income, commute, climate, and safety — compiled for relocators researching McKinney.
Key figures
Each metric shows how McKinney compares with the U.S. baseline (ACS/BLS nationals where available; catalog-city averages for crime, climate, and commute). Income, housing, population, and crime are for the incorporated city (city limits), not the broader metro/MSA — unemployment is county-level (BLS LAUS).
- Population
- 202,314City limits · not metro/MSA
- Median household income
- $120,273Incorporated place (ACS)53% above U.S. avgU.S. $78,538
- Housing cost index
- 141ACS home+rent vs U.S. (100 = avg)41% above U.S. avgU.S. 100
- Median home value
- $439,500City limits (ACS)45% above U.S. avgU.S. $303,400
- Median rent
- $1,841City limits (ACS)37% above U.S. avgU.S. $1,348
- Unemployment
- 4.0%County LAUS · not city-onlyNear U.S. avg (4.2 pts)U.S. 4.2 pts
- Avg commute
- 30 min20% above U.S. avgU.S. 25 min
- Walk Score
- 2251% below U.S. avgU.S. 45
- Violent crime rate
- 143.1annualized per 100k · citywide76% below U.S. avgU.S. 602.7
- Property crime rate
- 993.4annualized per 100k · citywide68% below U.S. avgU.S. 3084.9
- Summer high
- 94°F7.0°F above U.S. avgU.S. 87°F
- Winter low
- 36°F2.0°F above U.S. avgU.S. 34°F
- Annual rainfall
- 38.3 in16% above U.S. avgU.S. 32.9 in
- Sunny days
- 275Near U.S. avg (266)U.S. 266
Compare McKinney with another city
McKinney (pop. 202,314) sits in Texas. Median household income is roughly $120,273, while the ACS housing-cost index sits near 141 — well above the national housing-cost baseline (100 ≈ U.S. average). Ownership is a high bar — typical values near $439,500 push many newcomers toward renting first.
McKinney is compact enough that a single wrong neighborhood choice is easy to feel day to day — visit at commute hour before signing. Figures on this page are merged from Census ACS, BLS LAUS, FBI Crime Data Explorer, and NOAA Climate Normals — use them to compare McKinney with nearby alternatives before you relocate.
Hot summers, sprawling freeways, and no state income tax dominate comparisons. Roughly 275 sunny days a year give outdoor routines unusual calendar reliability. Plan on roughly 30 minutes each way for a typical commute; Walk Score is about 22. Unemployment recently ran near 4.0%, broadly in line with many large U.S. counties. Violent-offense rates near 143.1 per 100k compare favorably with many peer metros, though local blocks still differ.
Nearby & similar cities
Continue researching with these internal links — each page is a full data profile.
Sources
- Census / ACS: U.S. Census Bureau ACS 2023 5-year (McKinney city, 1600000US4845744)
- BLS: BLS LAUS LAUCN480850000000003 (Collin County, May 2026)
- Crime: FBI CIUS Table 8 (2019) city offenses known to law enforcement — rates per 100k; CDE API unavailable at enrich time
- Climate: NOAA 1991–2020 Monthly Normals (USW00053914 MCKINNEY MUNI AP)
Last updated 2026-07-28